Just Out of School? Recently Divorced? No Credit Car Loans

If either of these questions apply to you, and you need a car the answers may be troubling. To lenders, people with no credit history (like many students), or recently divorced individuals who have never had credit in their own name, are the same type of risk that people with bad credit are. Though it may not seem fair, that is the way it works! So, if you need a car to get to your first job, or reliable transportation to start rebuilding your life, to whom do you turn?

You could turn to the Buy Here/ Pay Here guys, but that won’t help your no credit history situation at all. Your paycheck stub may get you the car, but the credit history you don’t have won’t be remedied. The lots that advertise no credit check don’t, because they can’t! You have to be a member of one of the three credit reporting agencies to obtain such information. It’s different here:

• Our dealer/lenders do credit checks
• Our dealer/lenders report your payments
• Result, you get the car, loan and develop a credit history

The internet has been a source for individuals with no credit history. If you have been rejected by brick and mortar institutions like banks and credit unions, try the internet. The website is secure your private financial information is protected and the professionals that will contact you are familiar with your situation. They can turn those no’s into yes! Don’t accept rejections and go to Al’s We Tote the Note lot. Al’s car are frequently one’s our dealers don’t want. Interest rates? Our’s are competitive, Al’s, who knows! Give us the chance to help you find the transportation you want and we’ll throw in the credit history you need!

Credit history is important in today’s world! Your ability to get a job, rent an apartment even how much you pay for insurance can be impacted by your credit history. Start building your credit history today with an auto loan through our network of dealers and lenders. There is no better place to start. We’ve helped thousands get the reliable transportation and the loan.

No credit history can be a thing in your past, contact us today and get started!